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FAQ

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Frequently asked questions

What Can I Do On Azima

Azima simplifies and enables you to be able to get fast micro-loans from the comfort of your home. With no prior loan or credit experience necessary.
How To Get Started On Azima

Simply download Azima app from Google Play Store, go through the simple process of setting up your account and you are good to go.
How Much Loan Can I Get On Azima?

You are able to get from 50,000Ugx to 200,000Ugx. The amount allocated to you is based on the system's valuation of your phone where the app is installed.
How Do I Withdraw The Loan I Get?

You are able to withdraw the loan directly to your mobile phone number. Either MTN or Airtel using MTN Mobile Money and Airtel Money respectively.
Can I Get More Than One Loan?

Yes, you are able to get more than one loan as long as your allocated Loan Limit has not been reached. Each loan has an independent maturity date based on when it is received.

How Do I Pay Back The Loan?

You can pay back the loan using MTN Mobile money or Airtel Money. Simply tap Pay Loan in the app, select the loan you want to pay and the amount. A notification will be received on your phone asking you to enter your PIN to approve the transaction.
What Is Your Interest Rate?

Our interest rate is 15% per month.
What Happens If I Do Not Pay Back The Loan?

If you do not pay back the loan, your mobile phone will be temperaly disabled from making calls and only able to receive calls until the loan is paid back.

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